Compliance

Compliance Overview

At Intellivest Financial Services (IFS) we strive to create a partnership with you, our client, which ensures total peace of mind regarding your financial position. This can only be guaranteed by ensuring complete transparency and regular feedback on all our services to you.

Intelivest Financial Services is both FAIS and FICA certified and abides to the following policies:

Access To Information

Conflict Of Interest Policy

Complaints

For guidance and assistance on how to obtain information from Intellivest Financial Services, please see the Access to Information Manual prepared according to the Promotion of Access to Information Act (PAIA).

At Intellivest Financial Services the client, as well as the client’s needs are always the first priority. We therefore aim to deliver all services without any irregularities or any sign of conflict of interest, which may hamper objectivity or the quality of advice given by any of our financial advisers.
For information on how Intellivest Financial Services manages and controls conflict of interest within the company, please see the Conflict of interest Policy.

At Intellivest Financial Services we aspire to maintain long term relationships with all our clients. We strive to do this by not only providing the best products with the lowest fees and commissions but also by delivering exceptional continuous service.
If you do, however, have any complaints, please contact our compliance officer, Ankie Engelbrecht or send an email directed to Ankie.

 

Access To Information

For guidance and assistance on how to obtain information from Intellivest Financial Services, please see the Access to Information Manual prepared according to the Promotion of Access to Information Act (PAIA).

 

 

 

 

Conflict Of Interest Policy

At Intellivest Financial Services the client, as well as the client’s needs are always the first priority. We therefore aim to deliver all services without any irregularities or any sign of conflict of interest, which may hamper objectivity or the quality of advice given by any of our financial advisers.
For information on how Intellivest Financial Services manages and controls conflict of interest within the company, please see the Conflict of interest Policy.

 

Complaints

At Intellivest Financial Services we aspire to maintain long term relationships with all our clients. We strive to do this by not only providing the best products with the lowest fees and commissions but also by delivering exceptional continuous service.
If you do, however, have any complaints, please contact our compliance officer, Ankie Engelbrecht or send an email directed to Ankie.

Letters of Compliance

Letter of Disclosure - Braam van den Berg

Dear Mr/Mrs

According to the FAIS-Act, I would like to bring the following to your attention:

My name is Braam van den Berg and my contact details are:

Postal address:                        PO Box 73026; Fairland; 2030

Physical address:                     Unit 7; Sunpark; 178 Smit Street; Fairlands; 2195

Contact Tel No:                        066 292 3706

E-mail address:                        braam@intellivest.co.za

FSP Number :                          22561

I’m in the service of Intellivest Financial Services, an authorised Financial services provider, who accepts the responsibility in my position as a licensed and authorised Key Individual and representative.

I have been providing financial advice and intermediary services on behalf of Intellivest Financial Services since 2007. The scope of products that we offer include: Investment planning, Retirement planning; Death and Disability cover and Estate Planning.

I am authorised to provide financial advice and intermediary services as described in the following categories:

CATEGORY I
1.1 Long-term Insurance: subcategory A
1.11 Securities and Instruments: Warrants, certificates and other instruments
1.2 Short-term Insurance Personal Lines
1.12 Securities and Instruments: Bonds
1.3 Long-term Insurance subcategory B1
1.13 Securities and Instruments: Derivative instruments excluding warrants
1.4 Long-term Insurance subcategory C
1.14 Participatory Interests in Collective Investment Schemes
1.5 Retail Pension Benefits
1.15 Forex Investment Business
1.6 Short-term Insurance Commercial Lines
1.17 Long-term Deposit
1.7 Pension Fund Benefits (excluding retail pension benefits)
1.18 Short-term Deposits
1.8 Securities and Instruments: Shares
1.19 Friendly Society Benefits
1.9 Securities and Instruments: Money market instruments
1.20 Long-term Insurance subcategory B2
1.10 Securities and Instruments: Debentures and securitised debt

CATEGORY II
2.4 Retail Pension Benefits
2.9 Securities and Instruments: Warrants, certificates and other instruments acknowledging
2.5 Pension Fund Benefits (excluding retail pension benefits)
2.10 Securities and Instruments: Bonds
2.6 Securities and Instruments: Shares
2.11 Securities and Instruments: Derivative instruments
2.7 Securities and Instruments: Money market instruments
2.12 Participatory interests in Collective Investment Schemes

A copy of our FSB license is available on request.
Intellivest Financial Services has written authorization and is accredited to provide/market the products of the following insurers and/or financial institutions:
• Allan Gray
• Investec Asset Management
• Investec Wealth & Investments
• PPS Investments
• PPS Insurance
• Hollard Life
• Standard Bank Online Share Trading
• Momentum •

I do not directly or indirectly hold more than 10% of the respective insurers’ listed or unlisted shares. Intellivest Financial Services is also not an associated company of any specific insurer. I have received more than 30% of my total remuneration in the previous year from the Allan Gray platform. This is because the bulk of services offered is being provided by Allan Gray as a platform administrator which also sells the products of its competitors. I’m compensated for my services by means of commission and/or a management fee, which is being paid to me by the product supplier. My compensation/remuneration varies from product to product and can be negotiated. Intellivest Financial Services (Pty) Ltd currently holds Professional Indemnity Insurance.
Ankie Engelbrecht is registered as the official compliance officer of Intellivest Financial Services (Pty) Ltd. The compliance officer ensures that FIAS-regulations are adhered to, and that the client is provided with the appropriate financial advice. He can also be contacted at the offices of Intellivest Financial Services.
All client information obtained will be handled as confidential and will only be made available upon your written consent or should I be obliged by law to make such information available.
Should you not be satisfied with any of the services provided please send a written complaint to the above address. A copy of an approved complaints form is available upon request

Letter of Disclosure - Nicol Coetzee

Dear Mr/Mrs

According to the FAIS-Act, I would like to bring the following to your attention:

My name is Nicol Coetzee and my contact details are:

Postal address:                        PO Box 73026; Fairland; 2030

Physical address:            Unit 7; Sunpark; 178 Smit Street; Fairlands; 2195

Contact Tel No:              066 292 3706

E-mail address:              nicol@intellivest.co.za

FSP Number :                  22561

I’m in the service of Intellivest Financial Services, an authorised Financial services provider, who accepts the responsibility in my position as a licensed and authorised Key Individual and representative.

I have been providing financial advice and intermediary services on behalf of Intellivest Financial Services since 2013. The scope of products that we offer include: Investment planning, Retirement planning; Death and Disability cover and Estate Planning.

I am authorised to provide financial advice and intermediary services as described in the following categories:

CATEGORY I
Long-term Insurance: subcategory A 1.11 Securities and Instruments: Warrants, certificates and other instruments
Short-term Insurance Personal Lines 1.12 Securities and Instruments: Bonds
Long-term Insurance subcategory B1 1.13 Securities and Instruments: Derivative instruments excluding warrants
Long-term Insurance subcategory C 1.14 Participatory Interests in Collective Investment Schemes
Retail Pension Benefits 1.15 Forex Investment Business
Short-term Insurance Commercial Lines 1.17 Long-term Deposit
Pension Fund Benefits (excluding retail pension benefits) 1.18 Short-term Deposits
Securities and Instruments: Shares 1.19 Friendly Society Benefits
Securities and Instruments: Money market instruments 1.20 Long-term Insurance subcategory B2
Securities and Instruments: Debentures and securitised debt

CATEGORY II
2.4 Retail Pension Benefits 2.9 Securities and Instruments: Warrants, certificates and other instruments acknowledging
2.5 Pension Fund Benefits (excluding retail pension benefits) 2.10 Securities and Instruments: Bonds
2.6 Securities and Instruments: Shares 2.11 Securities and Instruments: Derivative instruments
2.7 Securities and Instruments: Money market instruments 2.12 Participatory interests in Collective Investment Schemes

A copy of our FSB license is available on request.
Intellivest Financial Services has written authorization and is accredited to provide/market the products of the following insurers and/or financial institutions:
• Allan Gray
• Investec Asset Management
• Investec Wealth & Investments
• PPS Investments
• PPS Insurance
• Hollard Life
• Standard Bank Online Share Trading
• Momentum 

I do not directly or indirectly hold more than 10% of the respective insurers’ listed or unlisted shares. Intellivest Financial Services is also not an associated company of any specific insurer. I have received more than 30% of my total remuneration in the previous year from the Allan Gray platform. This is because the bulk of services offered is being provided by Allan Gray as a platform administrator which also sells the products of its competitors. I’m compensated for my services by means of commission and/or a management fee, which is being paid to me by the product supplier.  My compensation/remuneration varies from product to product and can be negotiated. Intellivest Financial Services (Pty) Ltd currently holds Professional Indemnity Insurance.

Ankie Engelbrecht is registered as the official compliance officer of Intellivest Financial Services (Pty) Ltd. The compliance officer ensures that FIAS-regulations are adhered to, and that the client is provided with the appropriate financial advice. He can also be contacted at the offices of Intellivest Financial Services.

All client information obtained will be handled as confidential and will only be made available upon your written consent or should I be obliged by law to make such information available.

Should you not be satisfied with any of the services provided please send a written complaint to the above address.  A copy of an approved complaints form is available upon request.

Letter of Disclosure – Ziets Botha

Dear Mr/Mrs

According to the FAIS-Act, I would like to bring the following to your attention:

My name is Ziets Botha and my contact details are:

Postal address:                        PO Box 73026; Fairland; 2030

Physical address:            Unit 7; Sunpark; 178 Smit Street; Fairlands; 2195

Contact Tel No:              066 292 3706

E-mail address:              ziets@intellivest.co.za

FSP Number :                  22561

I’m in the service of Intellivest Financial Services, an authorised Financial services provider, who accepts the responsibility in my position as a licensed and authorised Key Individual and representative.

I have been providing financial advice and intermediary services on behalf of Intellivest Financial Services since 2015. The scope of products that we offer include: Investment planning, Retirement planning; Death and Disability cover and Estate Planning.

I am authorised to provide financial advice and intermediary services as described in the following categories:

CATEGORY I
Long-term Insurance: subcategory A 1.11 Securities and Instruments: Warrants, certificates and other instruments
Short-term Insurance Personal Lines 1.12 Securities and Instruments: Bonds
Long-term Insurance subcategory B1 1.13 Securities and Instruments: Derivative instruments excluding warrants
Long-term Insurance subcategory C 1.14 Participatory Interests in Collective Investment Schemes
Retail Pension Benefits 1.15 Forex Investment Business
Short-term Insurance Commercial Lines 1.17 Long-term Deposit
Pension Fund Benefits (excluding retail pension benefits) 1.18 Short-term Deposits
Securities and Instruments: Shares 1.19 Friendly Society Benefits
Securities and Instruments: Money market instruments 1.20 Long-term Insurance subcategory B2
Securities and Instruments: Debentures and securitised debt

CATEGORY II
2.4 Retail Pension Benefits 2.9 Securities and Instruments: Warrants, certificates and other instruments acknowledging
2.5 Pension Fund Benefits (excluding retail pension benefits) 2.10 Securities and Instruments: Bonds
2.6 Securities and Instruments: Shares 2.11 Securities and Instruments: Derivative instruments
2.7 Securities and Instruments: Money market instruments 2.12 Participatory interests in Collective Investment Schemes

A copy of our FSB license is available on request.
Intellivest Financial Services has written authorization and is accredited to provide/market the products of the following insurers and/or financial institutions:
• Allan Gray
• Investec Asset Management
• Investec Wealth & Investments
• PPS Investments
• PPS Insurance
• Hollard Life
• Standard Bank Online Share Trading
• Momentum 

I do not directly or indirectly hold more than 10% of the respective insurers’ listed or unlisted shares. Intellivest Financial Services is also not an associated company of any specific insurer. I have received more than 30% of my total remuneration in the previous year from the Allan Gray platform. This is because the bulk of services offered is being provided by Allan Gray as a platform administrator which also sells the products of its competitors. I’m compensated for my services by means of commission and/or a management fee, which is being paid to me by the product supplier.  My compensation/remuneration varies from product to product and can be negotiated. Intellivest Financial Services (Pty) Ltd currently holds Professional Indemnity Insurance.

Ankie Engelbrecht is registered as the official compliance officer of Intellivest Financial Services (Pty) Ltd. The compliance officer ensures that FIAS-regulations are adhered to, and that the client is provided with the appropriate financial advice. He can also be contacted at the offices of Intellivest Financial Services.

All client information obtained will be handled as confidential and will only be made available upon your written consent or should I be obliged by law to make such information available.

Should you not be satisfied with any of the services provided please send a written complaint to the above address.  A copy of an approved complaints form is available upon request.

Letter of Disclosure – Esther Mashaba

Dear Mr/Mrs

According to the FAIS-Act, I would like to bring the following to your attention:

My name is Esther Mashaba and my contact details are:

Postal address:                        PO Box 73026; Fairland; 2030

Physical address:            Unit 7; Sunpark; 178 Smit Street; Fairlands; 2195

Contact Tel No:              066 292 3706

E-mail address:              esther@intellivest.co.za

FSP Number :                  22561

I’m in the service of Intellivest Financial Services, an authorised Financial services provider, who accepts the responsibility in my position as a licensed and authorised Key Individual and representative.

I have been providing financial advice and intermediary services on behalf of Intellivest Financial Services since 2015. The scope of products that we offer include: Investment planning, Retirement planning; Death and Disability cover and Estate Planning.

I am authorised to provide financial advice and intermediary services as described in the following categories:

CATEGORY I
Long-term Insurance: subcategory A 1.11 Securities and Instruments: Warrants, certificates and other instruments
Short-term Insurance Personal Lines 1.12 Securities and Instruments: Bonds
Long-term Insurance subcategory B1 1.13 Securities and Instruments: Derivative instruments excluding warrants
Long-term Insurance subcategory C 1.14 Participatory Interests in Collective Investment Schemes
Retail Pension Benefits 1.15 Forex Investment Business
Short-term Insurance Commercial Lines 1.17 Long-term Deposit
Pension Fund Benefits (excluding retail pension benefits) 1.18 Short-term Deposits
Securities and Instruments: Shares 1.19 Friendly Society Benefits
Securities and Instruments: Money market instruments 1.20 Long-term Insurance subcategory B2
Securities and Instruments: Debentures and securitised debt

CATEGORY II
2.4 Retail Pension Benefits 2.9 Securities and Instruments: Warrants, certificates and other instruments acknowledging
2.5 Pension Fund Benefits (excluding retail pension benefits) 2.10 Securities and Instruments: Bonds
2.6 Securities and Instruments: Shares 2.11 Securities and Instruments: Derivative instruments
2.7 Securities and Instruments: Money market instruments 2.12 Participatory interests in Collective Investment Schemes

A copy of our FSB license is available on request.
Intellivest Financial Services has written authorization and is accredited to provide/market the products of the following insurers and/or financial institutions:
• Allan Gray
• Investec Asset Management
• Investec Wealth & Investments
• PPS Investments
• PPS Insurance
• Hollard Life
• Standard Bank Online Share Trading
• Momentum

I do not directly or indirectly hold more than 10% of the respective insurers’ listed or unlisted shares. Intellivest Financial Services is also not an associated company of any specific insurer. I have received more than 30% of my total remuneration in the previous year from the Allan Gray platform. This is because the bulk of services offered is being provided by Allan Gray as a platform administrator which also sells the products of its competitors. I’m compensated for my services by means of commission and/or a management fee, which is being paid to me by the product supplier.  My compensation/remuneration varies from product to product and can be negotiated. Intellivest Financial Services (Pty) Ltd currently holds Professional Indemnity Insurance.

Ankie Engelbrecht is registered as the official compliance officer of Intellivest Financial Services (Pty) Ltd. The compliance officer ensures that FIAS-regulations are adhered to, and that the client is provided with the appropriate financial advice. He can also be contacted at the offices of Intellivest Financial Services.

All client information obtained will be handled as confidential and will only be made available upon your written consent or should I be obliged by law to make such information available.

Should you not be satisfied with any of the services provided please send a written complaint to the above address.  A copy of an approved complaints form is available upon request.

Letter of Disclosure – Tommie Doubell

Dear Mr/Mrs

According to the FAIS-Act, I would like to bring the following to your attention:

My name is Tommie Doubell and my contact details are:

Postal address:               PO Box 73026; Fairland; 2030

Physical address:            Unit 7; Sunpark; 178 Smit Street; Fairlands; 2195

Contact Tel No:              066 292 3706

E-mail address:              tommie@intellivest.co.za

FSP Number :                  22561

I’m in the service of Intellivest Financial Services, an authorised Financial services provider, who accepts the responsibility in my position as a licensed and authorised Key Individual and representative.

I have been providing financial advice and intermediary services on behalf of Intellivest Financial Services since 2018. The scope of products that we offer include: Investment planning, Retirement planning; Death and Disability cover and Estate Planning.

I am authorised to provide financial advice and intermediary services as described in the following categories:

CATEGORY I
Long-term Insurance: subcategory A 1.11 Securities and Instruments: Warrants, certificates and other instruments
Short-term Insurance Personal Lines 1.12 Securities and Instruments: Bonds
Long-term Insurance subcategory B1 1.13 Securities and Instruments: Derivative instruments excluding warrants
Long-term Insurance subcategory C 1.14 Participatory Interests in Collective Investment Schemes
Retail Pension Benefits 1.15 Forex Investment Business
Short-term Insurance Commercial Lines 1.17 Long-term Deposit
Pension Fund Benefits (excluding retail pension benefits) 1.18 Short-term Deposits
Securities and Instruments: Shares 1.19 Friendly Society Benefits
Securities and Instruments: Money market instruments 1.20 Long-term Insurance subcategory B2
Securities and Instruments: Debentures and securitised debt

CATEGORY II
2.4 Retail Pension Benefits 2.9 Securities and Instruments: Warrants, certificates and other instruments acknowledging
2.5 Pension Fund Benefits (excluding retail pension benefits) 2.10 Securities and Instruments: Bonds
2.6 Securities and Instruments: Shares 2.11 Securities and Instruments: Derivative instruments
2.7 Securities and Instruments: Money market instruments 2.12 Participatory interests in Collective Investment Schemes

A copy of our FSB license is available on request.
Intellivest Financial Services has written authorization and is accredited to provide/market the products of the following insurers and/or financial institutions:
• Allan Gray
• Investec Asset Management
• Investec Wealth & Investments
• PPS Investments
• PPS Insurance
• Hollard Life
• Standard Bank Online Share Trading
• Momentum 

I do not directly or indirectly hold more than 10% of the respective insurers’ listed or unlisted shares. Intellivest Financial Services is also not an associated company of any specific insurer. I have received more than 30% of my total remuneration in the previous year from the Allan Gray platform. This is because the bulk of services offered is being provided by Allan Gray as a platform administrator which also sells the products of its competitors. I’m compensated for my services by means of commission and/or a management fee, which is being paid to me by the product supplier.  My compensation/remuneration varies from product to product and can be negotiated. Intellivest Financial Services (Pty) Ltd currently holds Professional Indemnity Insurance.

Ankie Engelbrecht is registered as the official compliance officer of Intellivest Financial Services (Pty) Ltd. The compliance officer ensures that FIAS-regulations are adhered to, and that the client is provided with the appropriate financial advice. He can also be contacted at the offices of Intellivest Financial Services.

All client information obtained will be handled as confidential and will only be made available upon your written consent or should I be obliged by law to make such information available.

Should you not be satisfied with any of the services provided please send a written complaint to the above address.  A copy of an approved complaints form is available upon request.

FAIS

Financial Advisory & Intermediary Services Act (FAIS), 2002

At Intellivest Financial Services (IFS) we strive to create a partnership with you, our client, which ensures total peace of mind regarding your financial provision. This can only be guaranteed by ensuring complete transparency and regular feedback on all out services to you.

The FAIS act also aims to offer you exactly that. The objective of the act is to offer you, the consumer, far greater protection than you may have experienced before. It regulates the quality of financial advice, as well as the selling of financial products.

To you, our client, it means that you are entitled to full transparency and disclosure of information and fees on any financial product that is sold to you.

For IFS, it means that we are obliged to keep proper records of all transactions and client contacts, as well as complying with legislation aimed at addressing the quality of advice that is given.

In line with this law and to ensure that you get the best advice, IFS and all our financial planners are licensed with the Financial Services Board (FSB), the controlling body that ensures that financial planners, advisors and brokers are properly trained to an acceptable industry standard.

All IFS financial planners will be able to show you a certificate of our licence on request. Our FSP licence Number is 22561.

At IFS we do not only strive to comply with the FAIS act, but to ensure best practice and the highest quality service at all times.

View a copy of our FSB license.

FICA

Financial Intelligence Centre Act (FICA), 2001

The main objective of the FICA act is to combat money laundering. Money laundering is defined as any act to hide or disguise the true source of criminally derived funds (the proceeds of a crime). This covers money or any other benefit gained from any unlawful act, which includes contravening the Exchange Control Act, or any other law or regulation.

It imposes an obligation on an accountable institution such as IFS to conduct our business in line with FICA, with severe penalties for non-compliance.

This includes an obligation to know and verify the identity of clients, as well as maintaining records of all dealings with clients.

With FICA our financial planners are under legal obligation to report any suspicious or unusual transaction to the Financial Intelligence Centre.

If you do need any additional information regarding FICA or anti-money laundering initiatives, please contact our money laundering officer (MLO), Ankie Engelbrecht.